Please click on a link below to download an application or form. Have questions? Click here to view our Frequently Asked Questions.
Classic Collectors Underwriting Guidelines Coming Soon!
Hot Rod Automotive Restorer and Builder Application PDF
Hot Rod Automotive Restorer and Builder Application DOCX (for Digital Input)
GAIC Classic Collectors Program Application PDF
Modified Vehicle / Street Rod Supplement
Classic Collectors Quick Quote Sheet PDF
Credit Card Authorization Form PDF
Credit Card – Check Duplication Authorization Form PDF
High Value Supplement PDF
Alternate Garage Location Supplement PDF
Named Driver Exclusion Endorsement PDF
Classic Collectors Insurance Program Rate Worksheet PDF
California Uninsured Motorists Coverage Selection/Rejection PDF
Classic Collectors Policy Change Request PDF
Roadside Assistance Brochure PDF
Roadside Assistance FAQs – Arizona PDF
Roadside Assistance FAQs – California PDF
1. Why is Agreed Value Coverage so important?
Agreed Value guarantees that in the event of a total loss, we will pay the full amount of coverage listed on your policy for your vehicle Depreciation and subjective valuation on your vehicles is eliminated.
The concept is simple – if your vehicle is insured for $15,000. and it is totaled by a covered peril, you receive $15,000 minus any deductible if applicable.
Many Insurers sell what is called “Stated” policies, which is inferior protection. This coverage states you will receive “up to” the value listed for the vehicle in a total loss, but does not guarantee the full amount be paid.
2. How can I drive my vehicle?
Pleasure driving is allowed in our program. You are not restricted to parades, car shows, and club events like other programs. We encourage you to enjoy your vehicle.
However, we ask that you are prudent in not exposing your vehicle to theft and vandalism by not leaving it unattended for extended periods of time such as in a parking lot, or parked on the street for hours.
Our policy does not permit business use, commuting to work or school using the vehicle for back-up transportation, or track events of any kind. Usage is also subject to an annual mileage limitation. Your vehicles insured by our program must also be kept in a fully enclosed locked garage when not in use.
3. How long does it take to get coverage started?
Once you have fully completed our application requirements, and faxed, or emailed your application in, you will hear from us within 48 hours on the status of your application. If you have furnished a complete application, we should be able to bind immediately after our review.
Note: You have no coverage until notified by Infinity Property & Casualty or authorized agent.
4. I need coverage right away – can you help me?
We accept faxed and emailed applications, subject to receiving the originals within 10 days. We will issue a termporary binder of coverage. Identification Cards also can be shipped to you via email or fax. We require payment by credit card (VISA, MasterCard, American Express, or Discover) to expedite your identification cards to you.
5. Will you accept digital photos of my vehicles?
Yes, provided they are clear, recent images. They can be emailed to Photos@hotrodins.com.
6. Are there other payment options?
If the annual premium is over $500.00 we offer quarterly installments. Otherwise, we ask for payment in full. Another option is to pay by any major credit card.
7. What is the difference between stated amount and agreed value?
Stated Amount – A total loss is adjusted to the lesser of: (1) the amount shown on the declaration page, (2) the actual cash value of the property, or the amount necessary to repair or replace the property. Stated amount coverage accounts for any depreciation, which might occur during the policy term. Newer vehicles which cannot yet be considered classic autos based on age are generally written on a stated amount basis.
Agreed Value – The amount the insured and company agree to at the policy inception date. That is, if a vehicle is written at a $10,000 Value, $10,000 will be paid in the event of a total loss. Classic Collectors is able to provide agreed value coverage upon request in most states at no extra cost to the insured! Agreed value ensures the value of your vehicle. We acknowledge the appreciating value of your classic auto.
8. We may drive our car to the local restaurant where our car club meets. Is there coverage for my classic vehicle?
Meeting at a restaurant with your car club is acceptable. This is considered to be a car club event, which is allowed in our program.
CURRENTLY LICENSED IN CA, NV, OR, WA, AZ, NE, UT, ID, HI, TX, CO, IN, MT, WY, SC, PA, OH, FL, MS, and NC.
Call us today for a competitive quote!